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Terms And Conditions

Last Updated: 04/03.2025

Welcome to AutoRateFreedom.com. These Terms and Conditions govern your access to and use of our website, services, and content. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree, you should discontinue use immediately.

1. Acceptance of Terms

By using AutoRateFreedom.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, along with our Privacy Policy. These terms apply to all visitors, users, and anyone accessing our website.

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of our website after any changes constitutes acceptance of the updated Terms.

2. Website Purpose and Services

AutoRateFreedom.com is an informational resource dedicated to providing insights, educational content, and tools related to auto insurance. We offer general guidance, industry updates, policy comparisons, and money-saving strategies.

Our website does not provide direct insurance services, underwriting, or sell insurance policies. Any quotes, rates, or recommendations presented are for informational purposes only and should not be considered financial or legal advice. You should always consult a licensed insurance provider before making any coverage decisions.

3. Eligibility for Use

To use AutoRateFreedom.com, you must be at least 18 years old or the legal age of majority in your jurisdiction. By using our site, you confirm that you meet this eligibility requirement and have the legal authority to agree to these Terms.

Users accessing our site on behalf of a business or entity warrant that they have the necessary authorization to bind their organization to these Terms.

4. User Conduct and Prohibited Activities

When using our website, you agree to engage in lawful and respectful behavior. You may not:

  • Use the website for fraudulent, unlawful, or deceptive purposes.

  • Interfere with the website’s operation, security, or accessibility.

  • Copy, scrape, or harvest content from our website without permission.

  • Post, upload, or distribute offensive, defamatory, or illegal content.

  • Attempt to hack, reverse-engineer, or modify any part of the website.

  • Use automated bots, scripts, or software to interact with our site.

We reserve the right to restrict or terminate access to users who violate these rules.

5. Intellectual Property Rights

All content on AutoRateFreedom.com, including but not limited to text, graphics, logos, images, articles, and software, is protected by copyright, trademark, and other intellectual property laws.

You may view and use our website content for personal, non-commercial use only. Any reproduction, modification, distribution, or commercial exploitation of our content without prior written consent is strictly prohibited.

Trademarks, logos, and brand names displayed on our site remain the property of their respective owners. Any unauthorized use of trademarks or copyrighted material may result in legal consequences.

6. Third-Party Links and Advertisements

AutoRateFreedom.com may contain links to third-party websites, insurance providers, or affiliate services. These external sites are governed by their own terms and policies, and we do not control or assume responsibility for their content, accuracy, or data practices.

If you choose to interact with third-party services linked from our website, you do so at your own risk. We encourage you to review their terms and privacy policies before providing any personal information.

Additionally, we may feature sponsored content, paid advertisements, or affiliate links. While we strive to work with reputable partners, we do not endorse or guarantee third-party services.

7. Disclaimer of Warranties

AutoRateFreedom.com is provided on an “as-is” and “as-available” basis without any warranties, express or implied. We do not guarantee that:

  • The website will be free from errors, viruses, or interruptions.

  • The information provided is always up-to-date, complete, or accurate.

  • Services or products referenced will meet your expectations.

We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You assume full responsibility for how you use our content and services.

8. Limitation of Liability

Under no circumstances shall AutoRateFreedom.com, its owners, employees, affiliates, or partners be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website.

This includes but is not limited to:

  • Loss of data, revenue, or profits.

  • Personal injury or property damage related to website use.

  • Inaccurate or misleading insurance information.

  • Unauthorized access or security breaches.

Your sole remedy for dissatisfaction with AutoRateFreedom.com is to discontinue use of our services.

9. Indemnification

You agree to indemnify and hold harmless AutoRateFreedom.com, its owners, employees, affiliates, and partners from any claims, damages, liabilities, losses, or expenses resulting from:

  • Your use or misuse of the website.

  • Violations of these Terms and Conditions.

  • Infringement of intellectual property or third-party rights.

  • Misrepresentation of information provided on the website.

This obligation survives the termination of these Terms.

10. Privacy and Data Protection

Your use of AutoRateFreedom.com is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our site, you consent to our data collection and processing practices as described in the Privacy Policy.

We take reasonable steps to secure user information but cannot guarantee absolute protection against data breaches or cyber threats.

11. Modifications and Termination

We reserve the right to modify, suspend, or discontinue any part of our website or services at any time without notice. This includes updates to content, features, pricing models, or third-party partnerships.

We also reserve the right to terminate user access for violations of these Terms, unlawful behavior, or any activity that disrupts our services.

If you disagree with any changes to these Terms, your only remedy is to stop using our website.

12. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the [Your State or Country], without regard to conflict of law principles.

Any disputes arising under these Terms shall first be attempted to be resolved informally. If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association (AAA) or a similar governing body.

Users waive the right to participate in class-action lawsuits against AutoRateFreedom.com.

13. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

AutoRateFreedom.com
1309 Coffeen Ave Ste #4521 Sheridan, WY 82801
info@autoratefreedom.com
307-218-3563

By continuing to use AutoRateFreedom.com, you acknowledge that you have read, understood, and agreed to these Terms.